Serving and surrounding locations.

Asset-Based Residential Mortgages

Funding for Your Next Project or Business Venture

No Documentation Financing, No Upfront Fees, Quick Funding

Equity-Based Loans
All Credits OK
Flexible Terms
No Verification of Income
Competitive Rates
Pre-Approval Within Minutes

Quick Quote!

No Cost. No Obligation.

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As Featured On:

Residential Equity-Based Loans

$50K to $5M

Unable to qualify with traditional financing? Tired of being denied? Qualify with just your equity. Equity-based financing. Pre-qualify within minutes. No upfront fees. Competitive rates. Bad credit OK. Call today!

Loan Highlights

Rates as Low as 6.9%
Loan Amounts $50,000 - $5,000,000
1st, 2nd, 3rd Trust Deeds Available
Financing Terms up to 5 Years
Up to 60% LTV
Pre-Approval within Minutes
Funding in as Little as 7 Days
NO Upfront Fees
40 Year Amortization Available

Qualifications

Charge-Offs OK
Collections OK
Previous Delinquencies OK
NO Income Verification Required
NO FICO Restrictions
Business Purpose OK

Other Features

Residential Only
Interest Only Available
NO Limit on Number of Properties
Foreign Nationals OK
LLC's & Corporations OK
NO Prepayment Penalty Available

Eligible Properties

Single Family Residence
Townhomes
Condos
Low Rise Condos
High Rise Condos
Non-Warrantable Condos
2 to 4 Units
Fix and Flips
Bridge Loans

More Loan Options

Loans That Empower Homeowners and Real Estate Investors

At LoanCenter USA, we have residential equity-based loans that have fewer requirements than traditional bank loans. Unlike bank loans, a borrower does not need to provide traditional documentation of income to demonstrate their ability to repay the loan. Because our loans are collateral-based, borrowers simply need to have sufficient equity in their homes to qualify for a refinance or a larger down-payment to qualify for a purchase transaction. These loans are good for a borrower who has faced recent credit issues, a borrower who needs quick short-term cash, or a borrower who is trying to compete against all cash offers.

Some benefits of hard money loans are:

Fast Loan Approvals
Income and Asset Documentation is Not Required
Perfect Credit is Not Required
Employment Verification is Not Required
Fast Fundings

Some advantages of hard money loans are:

Make Purchase Offers Stronger with Quicker Close Times
Reinvesting Equity from one Property to Invest in Another Property
Alternative Financing Source When Declined from Traditional Bank

Join Thousands Who Received Funding

A Common Sense Approach

Our Approach

At LoanCenter.us, we understand the value of helping borrowers through common sense lending. Our flexible and creative approach to lending can be described as simply fast and reliable. We value your time and appreciate the opportunity to help you with your financing needs. We are 100% committed to an approach that can give you a quick “Yes” or quick “No.”

Our Experience

Every person’s situation is different. Inexperienced mortgage lenders can make mistakes which create a stressful experience for you. This can cost you both time and money. With over 100+ years of combine mortgage lending experience, coupled with full spectrum of non-qualified mortgage products, our team of mortgage professionals are a resource of information that will help guide you through the entire loan process. We are here with you every step of the way.

Transparency and Integrity

You’re more than just a loan. It is our responsibility to help you understand how your loan will meet your objectives today. Even though this is hard money, you should leave knowing more about how your loan is working for you and how it is meeting your needs both short term and in the future. Everything should be clear and transparent.

Our Promise

At the end of the day, our business is about being fast and reliable. We want to be your last lender. We want to assist you with not only getting you this hard money loan but getting you out of this loan based on a clear strategy that meets both your short term and your long-term goals. This is our promise.

Been Denied by a Bank? Get Pre-Approved in as Little as 15 Minutes. Get Started Now!

What We Do

Guaranteed Loan Approval with Equity

Equity-Based Lending

When it comes to your finances, choosing the right mortgage company is one of the most important decisions you can make. Unlike traditional banks, we strive to bring a "Common Sense" approach to residential lending. We evaluate each situation independently and strive to put together a game plan that is tailored fit to your situation. LoanCenter.us is simply fast and reliable. We remove the "Red Tape" and provide: