Serving and surrounding locations.
Private Money Second Mortgages
Get Quick Cash to Invest or Consolidate Debt
Flexible Financing, NO Upfront Fees, Pre-Approval in Minutes
- Competitive Rates
- NO Credit Restrictions
- NO Verification of Income
- Equity-Based Loans
- Flexible Terms
- Fast Funding
As Featured On:







Equity Mortgage Loans
Unlock the equity in your home. Get $50K to $500K to expand your business, explore new opportunities, or consolidate your debt. Qualify within minutes. Equity-based financing. Same Day Approvals. Get cash fast. Call now!
Loan Highlights
- Rates Between 7.9% - 12.9%
- Loan Amounts $50,000 - $500,000
- 2nd or 3rd Trust Deeds Available
- Closed-End Loan
- Up to 60% LTV
- Pre-Approval Within Minutes
- Funding Within 7-10 Days
- 40 Year Amortization Available
Qualifications
- All Credit OK
- NO Income Verification Required
- Equity-Based Lending
- Foreclosure OK
- Short Sale OK
- Bankruptcies OK
- Business Purpose OK
Other Features
- Residential and Commercial
- Interest Only Available
- LLC's & Corporations OK
- Foreign Nationals OK
- Builder Projects OK
- Specialty Projects OK
Eligible Properties
- Single Family Residence
- Townhomes
- Condos
- Low Rise Condos
- High Rise Condos
- Non-Warrantable Condos
- 2 to 4 Units
- Fix and Flips
- Bridge Loans
- Apartments
- Mixed-Use
- Retail
- Industrial
- Office Buildings
- Golf Courses
Loans That Empower Homeowners and Real Estate Investors
With a hard money home equity loan, you get a lump sum all at once. These loans are also known as hard money closed-end seconds. Like traditional hard money first trust deed loans, hard money second mortgages are 100% equity-driven and therefore very easy to qualify for if you have sufficient equity. These loans do not require income documentation or verification, so funding is fast.

Benefits of a hard money second mortgage:
- Access Cash Fast
- NO Income Verification
- NO Asset Verification
- NO Credit Check
- Keep Rate on Your Current First Mortgage
Some uses of funds are:
- Start a New Business
- Buy Investment Property
- Pay off Debts
- Purchase Supplies
Find out how much you can get approved for today. Call Now!
JOIN THOUSANDS WHO RECEIVED FUNDING
A Common Sense Approach

Our Approach
At LoanCenter.us, we understand the value of helping borrowers through common sense lending. Our flexible and creative approach to lending can be described as simply fast and reliable. We value your time and appreciate the opportunity to help you with your financing needs. We are 100% committed to an approach that can give you a quick “Yes” or quick “No.”

Our Experience
Every person’s situation is different. Inexperienced mortgage lenders can make mistakes which create a stressful experience for you. This can cost you both time and money. With over 100+ years of combine mortgage lending experience, coupled with full spectrum of non-qualified mortgage products, our team of mortgage professionals are a resource of information that will help guide you through the entire loan process. We are here with you every step of the way.

Transparency and Integrity
You’re more than just a loan. It is our responsibility to help you understand how your loan will meet your objectives today. Even though this is hard money, you should leave knowing more about how your loan is working for you and how it is meeting your needs both short term and in the future. Everything should be clear and transparent.

Our Promise
At the end of the day, our business is about being fast and reliable. We want to be your last lender. We want to assist you with not only getting you this hard money loan but getting you out of this loan based on a clear strategy that meets both your short term and your long-term goals. This is our promise.
What We Do
Guaranteed Loan Approval with Equity
Equity-Based Lending
When it comes to your finances, choosing the right mortgage company is one of the most important decisions you can make. Unlike traditional banks, we strive to bring a "Common Sense" approach to residential and commercial lending. We evaluate each situation independently and strive to put together a game plan that is tailored fit to your situation. LoanCenter.us is simply fast and reliable. We remove the "Red Tape" and provide:
- 100% Transparency
- Risk Free NO Obligation Quote
- Pre-Approval within Minutes
- Same Day Approvals
- NO Income Requirements
- NO FICO Restrictions
- Fast Fundings

Recent Residential Loan Funded
Our Process
Get Funded in as Little as 7 Days
Get Pre-Approved Today!

Call or Apply Online
A licensed loan officer will explain your options to you and help you complete your application. Get pre-approved in as little as 15 minutes.

Approved
Your property will be appraised, your loan application will be processed and underwritten for eligibility.

Funded
A signing date will be set. Your loan will fund and your proceeds will be disbursed as instructed.
Contact Us
MAIN OFFICE:
575 Anton Blvd., Suite 830
Costa Mesa, CA 92626HOTLINE: (877) 515-9941
E-MAIL: info@loancenter.us
MON - FRI: 9:00 AM - 6:00 PM