Serving and surrounding locations.

Private Money Second Mortgages

Get Quick Cash to Invest or Consolidate Debt

Flexible Financing, NO Upfront Fees, Pre-Approval in Minutes

Competitive Rates
NO Credit Restrictions
NO Verification of Income
Equity-Based Loans
Flexible Terms
Fast Funding

Quick Quote!

No Cost. No Obligation.

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As Featured On:

Equity Mortgage Loans

$50K to $500K

Unlock the equity in your home. Get $50K to $500K to expand your business, explore new opportunities, or consolidate your debt. Qualify within minutes. Equity-based financing. Same Day Approvals. Get cash fast. Call now!

Loan Highlights

Rates Between 7.9% - 12.9%
Loan Amounts $50,000 - $500,000
2nd or 3rd Trust Deeds Available
Closed-End Loan
Up to 60% LTV
Pre-Approval Within Minutes
Funding Within 7-10 Days
40 Year Amortization Available

Qualifications

All Credit OK
NO Income Verification Required
Equity-Based Lending
Foreclosure OK
Short Sale OK
Bankruptcies OK
Business Purpose OK

Other Features

Residential and Commercial
Interest Only Available
LLC's & Corporations OK
Foreign Nationals OK
Builder Projects OK
Specialty Projects OK

Eligible Properties

Residential

Single Family Residence
Townhomes
Condos
Low Rise Condos
High Rise Condos
Non-Warrantable Condos
2 to 4 Units
Fix and Flips
Bridge Loans

Commercial

Apartments
Mixed-Use
Retail
Industrial
Office Buildings
Golf Courses

More Loan Options

Loans That Empower Homeowners and Real Estate Investors

With a hard money home equity loan, you get a lump sum all at once. These loans are also known as hard money closed-end seconds. Like traditional hard money first trust deed loans, hard money second mortgages are 100% equity-driven and therefore very easy to qualify for if you have sufficient equity. These loans do not require income documentation or verification, so funding is fast.

Benefits of a hard money second mortgage:

Access Cash Fast
NO Income Verification
NO Asset Verification
NO Credit Check
Keep Rate on Your Current First Mortgage

Some uses of funds are:

Start a New Business
Buy Investment Property
Pay off Debts
Purchase Supplies

Find out how much you can get approved for today. Call Now!

JOIN THOUSANDS WHO RECEIVED FUNDING

A Common Sense Approach

Our Approach

At LoanCenter.us, we understand the value of helping borrowers through common sense lending. Our flexible and creative approach to lending can be described as simply fast and reliable. We value your time and appreciate the opportunity to help you with your financing needs. We are 100% committed to an approach that can give you a quick “Yes” or quick “No.”

Our Experience

Every person’s situation is different. Inexperienced mortgage lenders can make mistakes which create a stressful experience for you. This can cost you both time and money. With over 100+ years of combine mortgage lending experience, coupled with full spectrum of non-qualified mortgage products, our team of mortgage professionals are a resource of information that will help guide you through the entire loan process. We are here with you every step of the way.

Transparency and Integrity

You’re more than just a loan. It is our responsibility to help you understand how your loan will meet your objectives today. Even though this is hard money, you should leave knowing more about how your loan is working for you and how it is meeting your needs both short term and in the future. Everything should be clear and transparent.

Our Promise

At the end of the day, our business is about being fast and reliable. We want to be your last lender. We want to assist you with not only getting you this hard money loan but getting you out of this loan based on a clear strategy that meets both your short term and your long-term goals. This is our promise.

NO FICO Score is Too Low. Equity-Based Lending. Get Pre-Qualified Now!

What We Do

Guaranteed Loan Approval with Equity

Equity-Based Lending

When it comes to your finances, choosing the right mortgage company is one of the most important decisions you can make. Unlike traditional banks, we strive to bring a "Common Sense" approach to residential and commercial lending. We evaluate each situation independently and strive to put together a game plan that is tailored fit to your situation. LoanCenter.us is simply fast and reliable. We remove the "Red Tape" and provide: