Serving and surrounding locations.
Loans on Home Equity
Fast Pre-Approval for Mortgages. Hard Money Lender.
Flexible Terms, Competitive Rates, Fast Approval and Funding
- NO Income Verification Mortgages
- All Credit OK
- NO Upfront Lender Fees
- Pre-Qualify Within Minutes
- Direct Lender
Quick Quote!
As Featured On:
Residential Equity-Based Loans
Unable to qualify with traditional financing? Tired of being denied? Qualify with just your equity. Equity-based financing. Pre-qualify within minutes. No upfront fees. Competitive rates. Bad credit OK. Call today!
Loan Highlights
- Rates as Low as 6.9%
- Loan Amounts $50,000 - $5,000,000
- 1st, 2nd, 3rd Trust Deeds Available
- Financing Terms up to 5 Years
- Up to 60% LTV
- Pre-Approval within Minutes
- Funding in as Little as 7 Days
- NO Upfront Fees
- 40 Year Amortization Available
Qualifications
- Charge-Offs OK
- Collections OK
- Previous Delinquencies OK
- NO Income Verification Required
- NO FICO Restrictions
- Business Purpose OK
Other Features
- Residential Only
- Interest Only Available
- NO Limit on Number of Properties
- Foreign Nationals OK
- LLC's & Corporations OK
- NO Prepayment Penalty Available
Equity Mortgage Loans
Unlock the equity in your home. Get $50K to $500K to expand your business, explore new opportunities, or consolidate your debt. Qualify within minutes. Equity-based financing. Same Day Approvals. Get cash fast. Call now!
Loan Highlights
- Rates Between 7.9% - 12.9%
- Loan Amounts $50,000 - $500,000
- 2nd or 3rd Trust Deeds Available
- Closed-End Loan
- Up to 60% LTV
- Pre-Approval Within Minutes
- Funding Within 7-10 Days
- 40 Year Amortization Available
Qualifications
- All Credit OK
- NO Income Verification Required
- Equity-Based Lending
- Foreclosure OK
- Short Sale OK
- Bankruptcies OK
- Business Purpose OK
Other Features
- Residential and Commercial
- Interest Only Available
- LLC's & Corporations OK
- Foreign Nationals OK
- Builder Projects OK
- Retail Development Projects OK
Fix & Flip/Bridge Rehab Loans
Got experience flipping homes? Looking for a bridge loan? We got flexible loan terms structured to your specific needs. No prepayment penalties. Competitive rates. Let us help you grow your investment portfolio. Call us today!
Loan Highlights
- Rates as Low as 8.5%
- Loan Amounts $50,000 - $5,000,000
- Loans up to 100% Rehab Cost Covered
- 12 Months Term Available
- Up to 70% of After Replacement Value
- No Upfront Fees
- Fast Approval
- Fund in as Little as 14 Days
- 100% Gifts OK
Qualifications
- NO Income Verification Required
- NO Tax Returns, NO W-2s
- Equity-Based Lending
- Low FICO OK
- Business Purpose OK
Other Features
- Residential and Commercial
- Interest Only Available
- LLCs & Corporations OK
- NO DSCR Calculated on Residentials
- NO Seasoning on Down Payments
- Deferred Maintenance Properties OK
- NO Prepayment Penalty Available
Commercial Real Estate Loans
Access the equity in your commercial property. Optimize your operating cash or expand your business with equity-based financing. Learn how your business can benefit from a NO documentation commercial hard money loan.
Loan Highlights
- Rates as Low as 7.9%
- Loan Amounts $50,000 - $5,000,000
- 1st, 2nd, 3rd Trust Deed Available
- Loan Terms 18 - 60 Month
- Up to 55% LTV
- Same Day Approvals
- Funding Within 2 Weeks
Qualifications
- Equity-Based Lending
- NO Income Verification Required
- NO W-2’s, NO Tax Returns Required
- Bankruptcy OK
- Low Credit Score OK
- Foreclosure OK
- LLCs & Corporations OK
Other Features
- Commercial Only
- Interest Only Available
- Fixed and Arm Available
- NO Limit on Number of Properties
- Foreign Nationals OK
- Builder Projects OK
- Specialty Projects OK
What We Do
Guaranteed Loan Approval with Equity
Equity-Based Lending
When it comes to your finances, choosing the right mortgage company is one of the most important decisions you can make. Unlike traditional banks, we strive to bring a "Common Sense" approach to residential and commercial lending. We evaluate each situation independently and strive to put together a game plan that is tailored fit to your situation. LoanCenter.us is simply fast and reliable. We remove the "Red Tape" and provide:
- 100% Transparency
- Risk Free NO Obligation Quote
- Pre-Approval within Minutes
- Same Day Approvals
- NO Income Requirements
- NO FICO Restrictions
- Fast Fundings
Our Process
Get Funded in as Little as 7 Days
Get Pre-Approved Today!
Call or Apply Online
A licensed loan officer will explain your options to you and help you complete your application. Get pre-approved in as little as 15 minutes.
Approved
Your property will be appraised, your loan application will be processed and underwritten for eligibility.
Funded
A signing date will be set. Your loan will fund and your proceeds will be disbursed as instructed.
Eligible Properties
Residential
- Single Family Residence
- Townhomes
- Condos
- Low Rise Condos
- High Rise Condos
- Non-Warrantable Condos
- 2 to 4 Units
- Fix and Flips
- Bridge Loans
- Construction to Permanent
Commercial
- Apartments
- Mixed-Use
- Retail
- Industrial
- Office Buildings
- Builder Projects
- Retail Development Projects
- Golf Courses
- Specialty Projects
JOIN THOUSANDS WHO RECEIVED FUNDING
Loans That Empower Homeowners and Real Estate Investors
A Common Sense Approach
Our Approach
At LoanCenter.us, we understand the value of helping borrowers through common sense lending. Our flexible and creative approach to lending can be described as simply fast and reliable. We value your time and appreciate the opportunity to help you with your financing needs. We are 100% committed to an approach that can give you a quick “Yes” or quick “No.”
Our Experience
Every person’s situation is different. Inexperienced mortgage lenders can make mistakes which create a stressful experience for you. This can cost you both time and money. With over 100+ years of combine mortgage lending experience, coupled with full spectrum of non-qualified mortgage products, our team of mortgage professionals are a resource of information that will help guide you through the entire loan process. We are here with you every step of the way.
Transparency and Integrity
You’re more than just a loan. It is our responsibility to help you understand how your loan will meet your objectives today. Even though this is hard money, you should leave knowing more about how your loan is working for you and how it is meeting your needs, both short term and in the future. Everything should be clear and transparent.
Our Promise
At the end of the day, our business is about being fast and reliable. We want to be your last lender. We want to assist you with not only getting you this hard money loan but getting you out of this loan based on a clear strategy that meets both your short term and your long-term goals. This is our promise.
What Our Clients Say
Jennel D.
Traditional financing wasn't a possibility for me since I had some credit issues. LoanCenter.us was fast and they gave me an exit strategy that I was extremely pleased with. They gave me guidance and direction, which in turn, gave me peace of mind.
Perri L.
My situation was a little complicated but I was able to get Pre-Approved within a couple of hours. Everything was done in a timely manner and my Loan Funded in just 7 days. Thank you for the best experience ever!
Steve Y.
I did not know what to do when I could not refinance my home. I was drowning in debt. I did a google search and found LoanCenter.us. I decided to give them a call. I was skeptical but decided to do it anyway. It was my last chance. My loan funded. I am so happy and feel like a weight has been lifted from my shoulders.
Recent Fundings
Frequently Asked Questions
Hard Money loans simply are short-term loans secured by real estate. These loans are typically made by private investors and primarily are asset driven. Some of the most frequently asked questions regarding hard money lending are below.
Contact Us
MAIN OFFICE:
575 Anton Blvd., Suite 830
Costa Mesa, CA 92626
HOTLINE: (877) 515-9941
E-MAIL: info@loancenter.us
MON - FRI: 9:00 AM - 6:00 PM